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Business Interruption

In these times of uncertainty, many businesses are struggling to claim on their insurance policies in wake of the ongoing Covid-19 pandemic. We can help.

What is business interruption insurance?

Business interruption insurance covers businesses for their losses when they cannot carry out business as usual, due to an event such as a natural disaster or disease outbreak.

Why are insurers rejecting claims?

Current legislation dictates that businesses are only covered for diseases listed as notifiable at the time the policy was taken out, therefore not covering Covid-19.

How can PRHS help your business?

We will check the terms and conditions of your policy to see if you are covered. If so, we will liaise with your insurers on your behalf and ensure that your claim is dealt with swiftly and efficiently.

Why choose PRHS?

We have significant experience of holding insurance companies to account.


  • Each insurance policy is complicated and unique, the individual wording of each one is key - we will scrutinise your policy and determine whether you may be able to claim.

  • Litigation can be slow, expensive and risky. A business in this situation is unlikely to have the funds available to bring litigation, and those that do are unlikely to survive long enough to see it completed.

  • Allow our team of legal experts to get your case moving.

If we think you may have a claim, then we are prepared to act on a NO WIN, NO FEE basis and deal with the insurance company directly on your behalf.

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Frequently Asked Questions